When I first started my own consulting business, in 2001, I was a sole owner/worker and thought I was on top of the world! I was really ready to have people knocking on my door, ready to use my incredible…

A few years ago the news was all about Enron and how the “books were cooked”. Today we are going through an economic downturn with a major issue in sub-funded home loans. Many home owners will not only lose their…